Opt Out

Enrolment in the GuardMe@UVic plan is mandatory unless:

• You will be outside of Canada for the full length of your first term at UVic OR
• You are covered by one of the Eligible Plans listed below.

If you are covered by one of the plans listed below, you can request to opt out of the GuardMe@UVic plan by submitting proof of alternative coverage using the form at the end of this page.

Opting out for a 100% refund

The deadline to opt out of the GuardMe@UVic plan and have the associated MTMI fee removed from your UVic student account depends on when you start your studies at UVic:

You can only use this form after you log in to your GuardMe account and obtain your policy information from GuardMe. You will receive an email from GuardMe with information on setting up your account once you have been enrolled.

To opt out by the 100% opt-out deadline:

• If you are studying outside of Canada for the full length of your first term’s coverage (September 1-December 31, January 1-April 30, or May 1-August 31), you must select the “Out of Canada” option.
• If you are covered by one of the Eligible Plans below for the full length of your first term at UVic, use the form at the end of this page to submit proof of alternative coverage.
• If you are requesting to opt out due to a chronic condition or if you have valid coverage under the Interim Federal Health Program (IFHP), please do not complete the opt-out form on this page. Instead, you should complete and submit an appeal form and supporting documentation to the International Centre for Students (ICS) at UVic on or before the opt-out deadline. Please contact the ICS for more information on how to proceed with this request.

Opting out after the 100% opt-out deadline

If you are covered by one of the Eligible Plans below, you may be eligible for a fee adjustment for the unused portion of your insurance, provided that:

• you have not made any claims, and
• there is at least 1 month of coverage remaining.

The amount of your partial reimbursement will be determined by when your alternate coverage begins and when you submit your partial-opt out request. It is recommended that you submit your request as soon as possible.

Your request for a partial opt-out must be received by GuardMe before the following deadlines:

Eligible Plans

• African Leaders of Tomorrow (CBIE - Cowan Insurance Group)
• BC Medical Services Plan (BC MSP)
• Canadian public health plans (including Quebec)
• Corbett British Columbia-Washington International Exchange & Fellowship Program
• Libyan-North American Scholarship Program (CBIE - Manulife)
• Saudi Arabian government-sponsored plan (Cowan Insurance Group)

Accepted Documents:

BC Medical Services Plan

• BC MSP card (BC Services Card) issued more than 3 months prior to the start of the term
• If your MSP card was issued less than 3 months prior to the start date of the term, you must include a photo of the BC MSP card plus one of the following:
• Confirmation of Coverage Letter that was issued prior or with the MSP card, showing coverage effective date OR
• MSP Account Confirmation letter from Health Insurance BC showing your coverage start and end dates, which can be requested through your MSP online account.
• If you are waiting for your BC Services card to arrive, you can submit an MSP Account Confirmation letter from Health Insurance BC. The letter must include both start and end dates of your MSP coverage. To request a letter, visit Request MSP Account Confirmation.
• If you have confirmed your coverage start dates with Health Insurance BC but have not received your MSP Account Confirmation letter or BC Services Card, contact the ICS for assistance.

Other eligible plans

• Proof of coverage from the other eligible plans listed above must indicate coverage for the entire duration of the term.

Irregular term dates

• If your program dates do not align with the regular term dates listed above, contact the ICS for assistance.

If you have difficulty with this form or your documentation, contact the International Centre for Students.