Opt Out

As a new international student studying at Vancouver Community College (VCC), you will be enrolled in the GuardMe More Enhanced health insurance plan for 3 months. This plan is mandatory for all new international students studying in Canada, and is a condition of studying at VCC. Your coverage period is based on your program start date.

Opt-Out Option: I have valid BC MSP Coverage

If you already have valid coverage through the BC Medical Services Plan (MSP) you may be able to opt out of the GuardMe More Enhanced health insurance plan. For the opt-out request to be accepted, you must successfully complete the opt-out form, including the alternate insurance declaration and identify your start date and end date under the other plan at the time you apply to opt out. Your BC MSP coverage must include your GuardMe coverage period or your opt-out request will be declined. The deadline to submit your opt out request is within one month after your GuardMe coverage period begins.

Program Start Date Range GuardMe Coverage Period Opt-Out Deadline
September 15, 2025 - October 14, 2025 September 15, 2025 - December 13, 2025 October 14, 2025
October 15, 2025 - November 14, 2025 October 15, 2025 - January 12, 2026 November 13, 2025
November 15, 2025 - December 14, 2025 November 15, 2025 - February 12, 2026 December 14, 2025
December 15, 2025 - January 14, 2026 December 15, 2025 - March 14, 2026 January 13, 2026
January 15, 2026 - February 14, 2026 January 15, 2026 - April 14, 2026 February 13, 2026
February 15, 2026 - March 14, 2026 February 15, 2026 - May 15, 2026 March 16, 2026
March 15, 2026 - April 14, 2026 March 15, 2026 - June 12, 2026 April 13, 2026
April 15, 2026 - May 14, 2026 April 15, 2026 - July 13, 2026 May 14, 2026
May 15, 2026 - June 14, 2026 May 15, 2026 - August 12, 2026 June 13, 2026
June 15, 2026 - July 14, 2026 June 15, 2026 - September 12, 2026 July 14, 2026
July 15, 2026 - August 14, 2026 July 15, 2026 - October 12, 2026 August 13, 2026
August 15, 2026 - September 14, 2026 August 15, 2026 - November 12, 2026 September 13, 2026
September 15, 2026 - October 14, 2026 September 15, 2026 - December 13, 2026 October 14, 2026


GuardMe coverage is not the same as MSP coverage. Coverages provided by GuardMe include additional benefits that MSP does not cover, which you can access during the mandatory coverage period. If you still wish to opt out and you have BC MSP Coverage for the GuardMe coverage period, fill out the opt-out form before the deadline.

Opt-Out Form: Only if you have BC MSP Coverage

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